Elderly drivers essays

Elderly drivers essays Hey! Get off the road Gramps! This is a statement I have heard many drivers reefer to when driving along side the elderly. I myself am a spectator when it comes to driving and I had always thought that the rude name-calling was a form of ageism from my generation. As I began to pay more attention, even my mother who is 50 years old would often get irritated driving behind a senior citizen. I wanted to find out if it was simply that a society was too impatient for its elders, or if these older drivers were really causing problems on the road. I chose two journal entries of contrasting views and tried to come up with my own solution to this problem. Melanie Crane has written For Safetys Sake, which as it states in the title, goes into depth on how unsafe it is for seniors to continue driving. While Rodger Cobb brings up the pros and cons to this sensitive subject with; Are Elderly Drivers A Road Hazard? Together they made me understand the dangers and importance of driving while aging. Although the two authors view points that I have chosen to discuss, do not concur with each other, they do come to an agreement that 65 years of age, is the customary age for identifying a senor citizen. The facts also state, that there is today a majority in the percentage of elderly Americans, there are half as many teenagers in correlation. Recent progress in medicine and technology also keeps the number of older Americans increasing in percentage, making the number larger each passing year. Melanie Crane stated; from 1987 to 1997, their numbers strengthened 2.1 times as quickly as the rest of the population. Furthermore, this increases the population of elderly drivers. Crane added that with this increased population there are increased risks, in 1997 when the elderly only held 13 percent of the population, they held 18 percent of automobile accidents. Crane driving home her point turns to the fact that by 2030 it is ...

Investments, Corp. Finance and Financial Markets Essay - 1

Investments, Corp. Finance and Financial Markets - Essay Example This has adverse effects on the financial institution such as insolvency and therefore banks employ the 5 C’s of Credit Scoring to evaluate whether or not a person should be entitled to a loan. The 5 C’s are based on the characteristics of the borrower and are explained in detail as follows. Character- The bank seeks basic information from the borrower such as his trustworthiness, integrity, work, reputation based on previous history with lenders, any defaults. Some of this information could be accessed easily through credit reports. A credit report is a report generated by the Credit Reference Bureau detailing information on a person’s credit history including identifying information, credit accounts and loans, bankruptcies, late payments and enquiries. Because credit history shall make up the biggest percentage of a borrower’s eventual credit score, it makes sense that he focuses his attention on that factor. This helps evaluate whether he is credit worthy. Capital- The borrower’s equity or net worth is checked in comparison to the amount he so wishes to borrow. If the capital invested is way below the amount borrowed, then that could raise red flags in his ability to repay the loan. Capacity- The borrower is gauged on his sufficiency of yielding positive cash flows during the loan repayment period and the amount is pre-calculated using different analysis criteria such as the Net Present Value, Profitability Index. If he passes this stage, he has to provide a credible plan on his willingness to repay his loan when it’s due. Conditions- Economic conditions dictate whether a loan should be granted to a borrower. For instance, in periods of economic recovery or boom, it is safe for a borrower to be granted a loan because chances of him defaulting are minimal. However, in the recession period, it’s most likely that the borrower will not be in a position to fully settle his obligations and therefore banks

The process of measuring and comparing service utilization Essay

The process of measuring and comparing service utilization - Essay Example The findings of the research indicate that most community mental health programs do not possess the relevant resources to build or buy the types of systems that would help to record notes about clients and the activities that they participate in (Dewa, Horgan, Russell & Keates, 2001). This means that it was difficult to have timely, consistent and accessible information for all community support and services which make it difficult to conduct the evaluations. The research does not provide adequate statistical data. Instead, most of the data provided is descriptive. Nevertheless, the findings have practical significance because of the value it has for program evaluation purposes and administrative purposes in terms of making key decisions on prioritization, planning and staffing needs (Dewa, Horgan, Russell & Keates, 2001).The authors considered all the relevant studies in the sense that they included information from previous researches and contributions from different authors in to the study in form of a background study. The consideration of the studies helped the researchers gain an understanding of the current states of affairs as they relate to the topic of study pointing out that most studies have not given it importance. The authors have discussed all the relevant limitations because they included a section on the challenges that they encountered and a table showing this. The conclusions are justified based on the results presented because the authors provide a conclusion.

Evolution vs Creationism Essay Example for Free

Evolution vs Creationism Essay Many people have their different opinions on how the world came to be. In some cases, people think that the world came to existence from what we call The Big Bang Theory, and others think it was The Almighty God that created the world. I will begin to explain what each is, the origin they came from and their evidence to support their own explanation of how the world was created. What is evolution? Well, evolution can be a difficult concept for people to come to terms with, especially if they do not have much experience with life sciences. Unfortunately, there are too many examples of people who do not understand any of it with many of these people tries to criticize evolution while promoting creationism. Evolution is not a minor matter; it is, in fact, the cornerstone of all modern biology. What is creationism? Like evolution, creationism can have more than one meaning. At its most basic, creationism is the belief that the universe was created by The Almighty God. In some cases, it even is stated that creationism is someone who believes in a god who is absolute creator of heaven and earth, out of nothing, by an act of free will. Many might say that the origins of the evolution came to terms that the universe, with all it contains (space, time, matter and energy) exploded from nothing which is considered The Big Bang, and is the accepted theory among the majority of evolutionists. Evolution is a very unique â€Å"science.† Unlike the origin of creationism, were people believe that it came from The Almighty God. This generally means the taking of the Bible, particularly the early chapters of Genesis, as literally true guides to the history of the universe and to the history of life, including us humans, down here on earth. In a way, creationism is more of a restricted sense of a variety of beliefs that people have in this century and previous ones as well. The evidence that support these findings is very different in many aspects. People say that with evolution, the evidence is very visible. For example, there is biochemical evidence, genetic evidence, and also fossil evidence for how evolution came about. But in creationism, there isn’t any evidence to support it whatsoever. Understanding evolution over creationism is greatly aided by a better understanding of what kinds of evidence exist out there as well as how and why all the evidence clearly supports evolutionary theory but not creationist religion.

Computer Software Piracy And Its Impact On The International Economy :: essays research papers fc

Computer Software Piracy and it's Impact on the International Economy The PC industry is over twenty years old. In those twenty years, evolving software technology brings us faster, more sophisticated, versatile and easy-to-use products. Business software allows companies to save time, effort and money. Educational computer programs teach basic skills and complicated subjects. Home software now includes a wide variety of programs that enhance the users productivity and creativity. The industry is thriving and users stand to benefit along with the publishers. The SPA (Software Publishers Association) reports that the problem of software theft has grown, and threatens to prevent the development of new software products. Unauthorized duplication of software is known as software piracy which is a "Federal offense that affects everyone† ("Software Use..." Internet). The following research examines software piracy in its various forms, its impact on the end user and the international industry as a whole, and the progress that has been made in alleviating the problem. Software piracy harms all software companies and ultimately, the end user. Piracy results in higher prices for honest users, reduced levels of support and delays in funding and development of new products, causing the overall breadth and quality of software to suffer† ("What is...† Internet). Even the users of unlawful copies suffer from their own illegal actions: they receive no documentation, no customer support and no information about product updates ("Software Use..." Internet). The White Paper says that while virtually every software publisher expresses concern about their software from unauthorized duplication, over time, many have simply accepted the so-called "fact" that such duplication is unavoidable. This has created an atmosphere in which software piracy is commonly accepted as "just another cost of doing business" ("With the Growth..." Internet). In a brochure published by the SPA it is stated that a major problem arises from the fact that most people do not even know they are breaking the law. "Because the software industry is relatively new, and because copying software is so easy, many people are either unaware of the laws governing software use or choose to ignore them" ("To Copy or not to Copy" Internet). Robert Perry states that much of the problem of software theft arises from the way the software industry developed. In the past, when a software firm spent millions of dollars to write a program for a mainframe computer, it knew it would sell a handful of copies. It licensed each copy to protect its ownership rights and control the use of each copy. That is easy to do with only a few copies of a program. It is impossible for a software company to handle

Phl 458 Week 4 Individual Assignment Famous Thinkers Paper

Twentieth Century Thinkers PHL/458 Twentieth Century Thinkers The Twentieth Century, the year 1901, proved to be a time of change, brilliance, dedication, and new-found technology (2011). From quill pens to ink pens, horse-drawn carriages to gas powered engines, slavery and segregation of Blacks and Whites to the Civil Rights movement, and from handwriting on tablets to storing important information in a computer; the Twentieth Century made a tremendous amount of positive contributions to society.The contributions made in the Twentieth Century are often over-looked and taken for granted. Americans in particular have become somewhat spoiled with that is â€Å"just there. † What is forgotten and should often is; without the integrity and dedication within the creative minds of the Twentieth Century, the United States would be living as if it were still 1901 rather than 2012. Many individuals are responsible for the growth of this time. Two of the most influential, though each ha d a separate aspiration, are Martin Luther King and Bill Gates.Both men contributed a significant amount, and have gone down in history as individuals who changed the way the world worked personally, socially, and politically. Martin Luther King was one of the most influential civil rights activists and speakers of recent time. According to a Newsday article, King’s mission was to lead the world into a more accepting place with not only the Black American population but also other minority groups. The article also referred to King as, â€Å"Honored most for his heroic civil rights activism in the United States† as well as â€Å"a prophet of peace and justice in a world torn by war in Vietnam† (1992).Among his many accomplishments, Martin Luther King was a doctor, writer of five published books, a member of the executive committee of the National Association for the Advancement of Colored People (NAACP), president of the Southern Christian Leadership Conference, and at the age of 35 he was the youngest man to have received the Nobel Peace Prize (1964). The â€Å"I Have A Dream† speech given by Martin Luther King captivated the hearts of individuals supporting the Civil Rights cause. His solutions and ideas were implemented widely and had a huge mpact on rights among the White and Black America. In 1950 King, and the NAACP assisted in the â€Å"Brown v. Board of Education,† in Topeka, Kansas, which led to the acceptance of Black Americans in all White public schools (PBS, 2001). The thousands of marches and protests he led among the United States proved that one man can indeed make a difference. Bill Gates is also a man who made a difference in the Twentieth Century, though his passion in the beginning of his career came strictly from knowledge and intelligence.Gates is described by Who’s Who in the Twentieth Century as a â€Å"US businessman who co-founded Microsoft Corporation, which in the 1980s became the leading co mputer software producer. † In 2008, Microsoft was, according to this same source, accused of illegal activities, which led to Gates departure at Microsoft (Phillips, 2008). After Microsoft fell through for Gates, he advanced on to study philanthropy, which is a corporation or individual (s) donate to the goodwill of humanity. Bill Gates, still possessing ties with the Microsoft cooperation could do this combining his newfound wealth and his intelligence (Time Magazine, 2008).An article from Think Big Magazine quotes from Time, â€Å"For many years, Microsoft has used corporate philanthropy to bring technology to people who can't get it otherwise, donating more than $3 billion in cash and software to try to bridge the digital divide† (2008). Martin Luther King and Bill Gates made different, yet important contributions to society. King â€Å"had a dream,† that combined with intelligence and persistence, helped the United States become more accepting toward minorit y groups. Without his determination, America may not have voted in the first Black president.Bill Gates had a dream as well; however, with his wealth Gates dreams could come true slightly faster than Kings. Gates dream, though it began with computer technology, microchips, and corporate ladder climbing; ended with wealth. Without his innovative approach, technology would not have reached the levels on intensity that it has and continue to do over the years, but the goodwill Gates has done for humanity is very noble. Both men brought a completely different level of critical thinking into the world than the other, which could make comparing and critiquing their work, for some individuals, quite difficult.Martin Luther King and Bill Gates, though from the outside looking in may be individuals who had different agendas, have both made a huge impact on society. The courage Martin Luther King had to stand up for his fellow Black American citizens and is comparable to the strength that Bil l Gates has to rise above his initial failure and change himself to better mankind. Both men have offered the Twentieth Century hope for future generations. For an individual to critique the work of either of these men without having put forth any great effort themselves, some may believe is just ignorance and close-mindedness.In a perfect â€Å"dream† world, Martin Luther King and Bill Gates would have collaborated and combined their efforts to achieve a better world. Together their efforts could have been impossible and even more life changing than their work was as individuals. With the wealth of Bill Gates, Martin Luther King may not have had to fight such a battle for freedom, and with the genuine initial compassion as Martin Luther King, Bill Gates may have realized firsthand that his true passion lies within helping humanity.Unfortunately, the time was not meant for them to work as one; however there is hope that future generations will be able to look past White and B lack, wealth and poverty, and combine forces to contribute similar, selfless traits just as King and Gates were able to do as individuals. References http://ehistory. osu. edu/world/TimeLineDisplay. cfm? Era_id=16 This Is Not Just': A Revolution Of Values on the Jericho Road: [CITY Edition] Newsday [Long Island, N. Y] 20 Jan 1992: 58. â€Å"Martin Luther King – Biography†. Nobelprize. rg. October 31, 2011 http://www. nobelprize. org/nobel_prizes/peace/laureates/1964/king-bio. html http://www. nobelprize. org/nobel_prizes/peace/laureates/1964/king-bio. html http://www. pbs. org/kcet/publicschool/innovators/brown. html â€Å"Gates, Bill†Ã‚  World Encyclopedia. Philip's, 2008. Oxford Reference Online. Oxford University Press. Apollo Group. October 31, 2011 http://www. thinkbigmagazine. com/mindset/223-billgates-big-thinker http://topics. nytimes. com/top/reference/timestopics/people/g/bill_gates/index. html

Sustainability in Organizations - 1271 Words

This paper is an essay about literature review on the topic of change and sustainability in organizations relating to technology, innovation, leadership and human sustainability. The basis of my review is through the use of various journal articles. INTRODUCTION Change is one of the aspects that organizations are faced with almost on a daily basis. Organizations are forced to adapt to it for them to be successful in the industry this is because there are constant changes in the environment. Changes that organizations and companies adopt include downsizing, flattening structures, upgrading their technology, re-engineering or even choose to go global. Although change is a never ending process, many organizations are faced with the†¦show more content†¦This will ensure that the risk of the process of change and culture being misunderstood is eliminated before the implementation of the new changes. . An example of a strategy to be adopted is where there is an integrated consultation with the employees and an approach that would require the participation of the employee from the beginning of the organizational changes and not during the implementation stage only this strategy will enable employees to view the change as an enhancement of their skills and also their experience of working rather than view it as a processes that simply intensifies their workload (Gollan 2000; Millward, Bryson and Forth 2000;Terry 1999). Therefore organizations should realize the great importance of employee satisfaction and commitment in the achievement of better efficiency and production. To do this they need to develop integrated employee consultation in career development programs for their employees, organizational change, life and work policies. Change also occurs in the form of new governance and leadership which is emerging to facilitate the sustainability of organizations and corporate. 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